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Expense Budget

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Below is a list of average monthly expenses based on a frugal nine month student budget.

While you may consider these expense norms as a guideline to complete the projected budget, do not accept these norms as your projected expenses.  Since there is a wide variability in individual expenses, attempt to compute realistic figures for your situation. Such projection will help you know what your particular financial situation will be. These figures were calculated by surveying local costs and utilizing student budget data.

For Bethany's budgeting purposes, tuition and books will be automatically included based on the number of credit hours you report.

 

TYPICAL ESTIMATED MONTHLY EXPENSE

 Richmond  All Other Areas  
Housing: rent or mortgage & utilities $580 $850
Food and household supplies $345 $690
Clothing/laundry/cleaning/recreation $115 $250
Transportation: vehicle operating costs or public transportation for those without a car $340 $340
Phone $45 $45
Internet connection $40 $40
Health care: provide documentation of costs to be considered    
OPTIONAL ITEMS    
One time computer purchase ($900)    
Child/dependent care (only if necessary to be a student)    
Study abroad expenses (trip costs if taken during academic year)    
Disability expenses (expenses related to a student's disability)    
CPE/Ministry Formation expenses    
Loan fees: will be included based on eligibility    

 


For more information, contact:

SchleeperBrian Schleeper, Financial Aid Officer/Coordinator of Student Services 
     schlebr@bethanyseminary.edu       765- 983-1828

 

John Smith
(MDiv Connections)

classMy wife Barbara and I first visited Bethany in June 2009. After spending two days meeting with faculty and staff I returned home even more uncertain. Did I really want to devote the time this program required? Was I willing to learn computer skills that didn't even exist when I finished college in 1972? Was I willing to make the eight-hour drive that would occasionally be necessary? Was this really what God was calling me to do at this time in my life? From the very beginning, I came as I am, but went not as I came. Little did I know how this Bethany tag line would time and time again ring true for my educational experience.