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Expense Budget

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Below is a list of average monthly expenses based on a frugal nine month student budget.

While you may consider these expense norms as a guideline to complete the projected budget, do not accept these norms as your projected expenses.  Since there is a wide variability in individual expenses, attempt to compute realistic figures for your situation. Such projection will help you know what your particular financial situation will be. These figures were calculated by surveying local costs and utilizing student budget data.

For Bethany's budgeting purposes, tuition and books will be automatically included based on the number of credit hours you report.



 Richmond  All Other Areas  
Housing: rent or mortgage & utilities $580 $850
Food and household supplies $345 $690
Clothing/laundry/cleaning/recreation $115 $250
Transportation: vehicle operating costs or public transportation for those without a car $340 $340
Phone $45 $45
Internet connection $40 $40
Health care: provide documentation of costs to be considered    
One time computer purchase ($900)    
Child/dependent care (only if necessary to be a student)    
Study abroad expenses (trip costs if taken during academic year)    
Disability expenses (expenses related to a student's disability)    
CPE/Ministry Formation expenses    
Loan fees: will be included based on eligibility    


For more information, contact:

SchleeperBrian Schleeper, Financial Aid Officer/Coordinator of Student Services 
     schlebr@bethanyseminary.edu       765- 983-1828


Claire Flowers-Waggener
(Master of Divinity)

ClaireChoosing to respond to "the call" can be a gut-wrenching experience that takes years to resolve, and in some cases, the choice is made in an instant, life-altering moment. In a moment, I chose to respond to a yearning in my heart that had been aching for decades.

I then had to choose which seminary I would attend!