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Expense Budget

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Below is a list of average monthly expenses based on a frugal nine month student budget.

While you may consider these expense norms as a guideline to complete the projected budget, do not accept these norms as your projected expenses.  Since there is a wide variability in individual expenses, attempt to compute realistic figures for your situation. Such projection will help you know what your particular financial situation will be. These figures were calculated by surveying local costs and utilizing student budget data.

For Bethany's budgeting purposes, tuition and books will be automatically included based on the number of credit hours you report.



 Richmond  All Other Areas  
Housing: rent or mortgage & utilities $580 $850
Food and household supplies $345 $690
Clothing/laundry/cleaning/recreation $115 $250
Transportation: vehicle operating costs or public transportation for those without a car $340 $340
Phone $45 $45
Internet connection $40 $40
Health care: provide documentation of costs to be considered    
One time computer purchase ($900)    
Child/dependent care (only if necessary to be a student)    
Study abroad expenses (trip costs if taken during academic year)    
Disability expenses (expenses related to a student's disability)    
CPE/Ministry Formation expenses    
Loan fees: will be included based on eligibility    


For more information, contact:

SchleeperBrian Schleeper, Financial Aid Officer/Coordinator of Student Services 
     schlebr@bethanyseminary.edu       765- 983-1828


Matt Boersma
Master of Arts

MattMy thesis began its journey while learning Hebrew at the University of Notre Dame, back when I was an employee in the Information Technology department. Among the many Hebrew texts read, it was the Song of Songs in particular that caught my attention. I knew that historically it had been interpreted as an allegorical text exploring God's love of Israel (or the church), but I had not encountered the deeply sensual nature of the images and the erotic tone of the text. Reading through the book, the unabashed sexuality of the words struck me as completely different than how the rest of the Bible treats sex. During the previous semester we had read selections of Ezekiel, where sex and female desire is cast as idolatrous and evil. In the Song, it is unashamed and extolled.