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Expense Budget

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Below is a list of average monthly expenses based on a frugal nine month student budget.

While you may consider these expense norms as a guideline to complete the projected budget, do not accept these norms as your projected expenses.  Since there is a wide variability in individual expenses, attempt to compute realistic figures for your situation. Such projection will help you know what your particular financial situation will be. These figures were calculated by surveying local costs and utilizing student budget data.

For Bethany's budgeting purposes, tuition and books will be automatically included based on the number of credit hours you report.

 

TYPICAL ESTIMATED MONTHLY EXPENSE

 Richmond  All Other Areas  
Housing: rent or mortgage & utilities $580 $850
Food and household supplies $345 $690
Clothing/laundry/cleaning/recreation $115 $250
Transportation: vehicle operating costs or public transportation for those without a car $340 $340
Phone $45 $45
Internet connection $40 $40
Health care: provide documentation of costs to be considered    
OPTIONAL ITEMS    
One time computer purchase ($900)    
Child/dependent care (only if necessary to be a student)    
Study abroad expenses (trip costs if taken during academic year)    
Disability expenses (expenses related to a student's disability)    
CPE/Ministry Formation expenses    
Loan fees: will be included based on eligibility    

 


For more information, contact:

SchleeperBrian Schleeper, Financial Aid Officer/Coordinator of Student Services 
     schlebr@bethanyseminary.edu       765- 983-1828

 

Jody Gunn
(MDiv Connections)

JodyIn the summer of 2006, I made a pact with a high school friend to make our fortieth decade significant. My goal was to complete my Master of Divinity degree before I turned fifty years old. Inside I asked myself and God, "How is this was going to be possible?" Eventually, I was willing to be open to it. My life seemed crazy enough without adding seminary to the mix. I am married to Eric and have two children 15 and 10, so I run a household. I serve a church half time and find many opportunities to volunteer in our community. In spite of the busyness of my life I said "Yes!" to Bethany because I really was at a point in my life where it made sense.